Think of HausMoney like a credit card. You can use your credit card to buy things at stores or online, but you can't typically use your available credit to directly add funds to your Cash App balance or send money to a friend via Apple Cash.
HausMoney functions similarly. It provides you with a spending limit that you can draw upon for eligible transactions, but these transactions are generally intended for purchasing goods and services, not for direct cash transfers to other individuals through P2P apps.
These P2P platforms are designed to facilitate money transfers, often drawing funds directly from your bank account, debit card, or existing balances within the app. HausMoney, as a credit product, operates on a different mechanism.
Here is a list of services similar to Cash App and Apple Cash that you can use with HausMoney:
Apple Pay
Once you add your card information, you will need to verify it using a code sent by text message.
A widely used mobile payment service owned by PayPal, known for its social feed of transactions.
It can be used with HausMoney only if you link your account and routing number.
PayPal
A long-established online payment system that also offers P2P money transfer features through its app.
It can be used with HausMoney only if you link your account and routing number.
While HausMoney can be a valuable tool for managing your spending and accessing credit when you need it, please remember that for sending money to friends, family, or other individuals, you'll need to use services specifically designed for that purpose, such as the ones listed above, typically linked to your bank account or debit card.